Hi mike7,
Select Foam has one of the best return policies in the industry.
I would also be aware before offering advice to others that your own experiences and opinions may not be relevant to others as each person has their own criteria and personal value equation.
For some people the added cost of a return policy may not be as important to them as it may be to you and their own personal testing on a mattress may predict their long term experience better than your own.
Phoenix