Hi ricironman,
With a local purchase for the majority of people … careful testing (using the guidelines in the tutorial) and some good guidance from a knowledgeable and experienced retailer or manufacturer will usually result in a mattress choice that is well inside a suitable comfort/support range and will generally be “close enough” so that if any fine tuning is necessary it would be relatively minor and involve different mattress pads, sheets, mattress protectors, or perhaps even a topper if a mattress is too firm (see post #4 here and post #10 here).
Other people’s experience will tell you very little if anything about the durability or useful life of a mattress that is relative to your own experience … especially since the vast majority of the online feedback is during their first few years on the mattress which isn’t long enough to identify any durability issues with a mattress that uses good quality materials.
While there is no way to quantify how long any mattress will last for a specific person or predict exactly when you will decide to replace it because it is no longer suitable or comfortable for you (because this is the only real measure of durability or the useful life of a mattress that really matters) because there are too many unknowns and variables involved that are unique to each person … if a mattress is well inside a suitable comfort/support range and isn’t close to the edge of being too soft when it is new (see post #2 here) and you have confirmed that it meets the minimum quality/durability specs that are suggested in the guidelines here then it would be reasonable to expect a useful lifetime in the range of 7 - 10 years and with higher quality and more durable materials like latex or higher density memory foam or polyfoam (in the comfort layers especially) it would likely be in the higher end of the range or even longer and the chances that you would have additional “bonus time” would be higher as well.
There is also more detailed information about the many variables that can affect the durability and useful life of a mattress relative to different people in post #4 here and the posts it links to.
Phoenix